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Exercise 5

Valuation by EBITDA multiple

What your company is worth today, using the back-of-the-envelope math investors and buyers do. It is not exact science — it is a market reference.

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1. Rebuilding EBITDA

Net profit + income taxes + interest + depreciation + amortization. It is the result before capital-structure decisions and taxes.

R$
R$
R$

Financial expense for the year.

R$
R$
R$

Optional — used to calculate the EBITDA margin.

EBITDA
EBITDA margin

2. Multiple and adjustments

The multiple is the market reference for the sector. Net debt (debt − cash) determines what is left for the owner.

x

E.g. 4x–6x in retail, 8x+ in established SaaS.

R$

Loans, financing, and bonds.

R$

3. What it is worth

Enterprise Value
Net debt
Equity Value

Enterprise value is what the operation is worth. Equity value is what is left for the owner after paying debt. If net debt exceeds EV, equity goes negative — the company is worth less than it owes.

Reading guide

How to read your valuation

Three fictional scenarios so you can practice reading the results before looking at your own numbers.

Green
What to look at
EBITDA margin above 20% and equity value well above net debt.
What it means
The operation generates strong cash and leaves meaningful value for the owner after debt — a comfortable negotiating position.
Next steps
Document contracts, indicators, and processes: buyers pay a higher multiple for an auditable business.
Yellow
What to look at
EBITDA margin between 8% and 20%, with equity value positive but close to EV.
What it means
There is value, but much of it is consumed by debt. The sector multiple may not apply until you improve the margin.
Next steps
Attack variable costs and SG&A before selling or raising capital; each margin point moves EV a lot through the multiple.
Red
What to look at
Negative equity value, low EBITDA, or net debt above EV.
What it means
The company is worth less than it owes — selling today would transfer debt, not equity.
Next steps
Restructure debt (term/cost), cut operations that generate no EBITDA, and reopen valuation talks only after 2–3 healthy quarters.
Quick quiz

Did I really understand the traffic light?

3 quick questions based on the guide above. Answer and see the correct answers right away.

  1. 1EV = $5M, debt = $2M, cash = $500K. What is the Equity Value?
  2. 2What does a 25% EBITDA margin usually signal in a valuation?
  3. 3Equity Value came out negative. What is the next step most aligned with the guide?
Answered: 0/3
Go deeper in the book

Chapter 12 — What your company is worth

In the book I show how to pick your industry multiple and what real investors look at before closing.

Buy the book →